TaxSmart Retirement Planing Series
Part 1 - Best Tax-Deferred Retirement Plan Options
One key to your financial independence is saving for your retirement in a tax-deferred and therefore tax-advantaged plan, whether you are self-employed, running a small business, or just freelancing for extra cash. What’s the best one for your unique situation? In part one of our best retirement options we recount a few most commonly seen scenarios to help you navigate this important decision.
Video - Best Tax-Deferred Retirement Plan Options - Part 1
Thank you to everyone who submitted questions for our very first question and answer session! This week Sabina goes through part 1 of her Best Tax-Deferred Retirement Plan series.
Part 2 - Best Tax-Deferred Retirement Plan Options
What are the retirement plan options for highly profitable small business owners who want to, and are able to, contribute more than the $57,000 upper limit for SEPs or 401(k)? We are continuing the series with a new twist of a traditional tool.
Video - Best Tax-Deferred Retirement Plan - Part 2
In Part 1 of this series, we looked at the best tax-deferred retirement plans for Self-employed, Freelancers & Small Business Owners. Then we were asked about highly profitable small business owners who want to, and are able to, contribute more than the $57,000 upper limit for SEPs or 401(k). So what are their options?
Part 3 - Best Retirement Plan Options
All of the plans we’ve discussed in part 1 and part 2 assume that you’re better off taking a tax deduction for plan contributions now, then letting plan assets accumulate tax-free over time. That’s a great strategy if your tax rate is higher now than it will be in retirement. But that traditional pattern doesn’t always hold true. Therefore, here are two groups of alternatives you might consider if standard qualified plans don’t fit the bill.
Video - Best Retirement Plan Options - Part 3
Here's Sabina's video on Part 3 of her Best Retirement Plan Options. This week she talks about what you can do if a traditional retirement plan doesn't suit you.
The Ultimate Retirement Checklist
After reading Suze Orman’s The Ultimate Retirement Guide for 50+ Sabina has curated and condensed her own Ultimate Retirement Checklist based around what she sees her clients need most. Download it here.
Hidden Taxes in Retirement
At the risk of sounding like a fearmonger, I’d like to share with you the fact that your taxes in retirement may be a lot more complicated than while you’re working. But the rewards are tremendous if you are willing to start early, dedicate the time to planning, and ask for assistance. Let us help.
Video - Hidden Taxes in Retirement
Here’s Sabina’s video taking you through the complications of taxes in retirement and how to overcome them.
Minimizing Sequence Risk to Keep Your Retirement Nest Egg Golden
Imagine retirement is on the horizon. You have saved for years and invested in a mix of stocks and bonds. You’ve garnered a healthy return. And though you often cringed when the market nosedived, you stood firm and resisted the temptation to panic.
Now you want to retire, but you’re wondering what are the risks?
Video - Minimizing Sequence Risk to Keep Your Retirement Nest Egg Golden
Imagine retirement is on the horizon. You have saved for years, invested in stocks & bonds & garnered a healthy return. You want to retire, but what are the risks? Let Sabina illustrate sequence risk with the following scenarios.
Roth 401(k) vs. Traditional 401(k): 6 Questions to Help You Decide Which Is Best for You
You’re familiar with Roth IRAs, but did you know about Roth 401(k)s? The main difference between the plans is when you pay taxes on your savings.
Here are 6 Questions to Help You Decide Which 401(k) Is Best for You.
Read More:
Video - Roth 401k vs Traditional 401k: 6 Questions to Help You Decide Which Is Best for You
You’re familiar with Roth IRAs, but did you know about Roth 401(k)s? The main difference between the plans is when you pay taxes on your savings.
What’s Wrong With Target-Date Funds
Over the past 26 years, target-date mutual funds have become enormously popular. Unfortunately, these funds don’t live up to their promise of offering safe growth. So what’s wrong with target-date funds? Read on to find out.
Video - What’s Wrong With Target Date Funds
Over the past 26 years, target-date mutual funds have become enormously popular. Unfortunately, these funds don’t live up to their promise of offering safe growth. So what’s wrong with target-date funds? Let Sabina tell you.
Social Security Changes for 2021
With the flip of another calendar year, so to come the annual changes to your Social Security benefits. To avoid any surprises, here’s what you can expect:
Video - Social Security Changes for 2021
With the flip of another calendar year, so to come the annual changes to your Social Security benefits. To avoid any surprises, Sabina takes you through what you can expect.
How to Shop for a Long-Term Care Policy
It’s never too early to start planning for Long Term Care. Here’s what to look for when shopping for a policy:
Video - How to Shop for a Long-Term Care Policy
It’s never too early to start planning for Long Term Care. Let Sabina take you through what to look for when shopping for a policy:
7 Deadly Retirement Disasters to Avoid at All Costs
Nearly half the boomers are “at-risk” of not having enough income in retirement. Here are 7 of the biggest retirement planning disasters most people make and how to avoid them.
Video - 7 Deadly Retirement Disasters to Avoid at All Costs
Nearly half of boomers are “at-risk” of not having enough income in retirement. Let Sabina take you through 7 of the biggest retirement planning disasters most people make and how to avoid them.