financial security

Pulling Retirement Funds Early? Consider This First

Taking an early withdrawal from your retirement account is a tempting idea. Regardless of your reasons, understanding the ramifications of early withdrawals from retirement accounts will help you make the best decision for your situation. Before making early withdrawals, consider the following:

6 Tips to Great Credit Score

Once viewed as a necessity when applying for a mortgage, credit score now factors into various aspects of life - renting an apartment or office, paying for utilities, buying a cell phone, the amount you pay for insurances, and employment decision.

“So what?” you ask.

We can see now businesses are interrupted, a variety of lending solutions will quickly, if not already, surface to help support employees, freelancers, business owners during this time.

ID Theft: Are You Being Targeted?

Identity theft attacks often focus on user profiles, SSNs and self-reported financial income. Once obtained, personal information can be used for purchases on credit cards, to drain bank accounts, file fraudulent tax returns, or allow thieves to get unauthorized medical treatment. Let us take you through What ID thieves are after, Why they're after it, and What you can do about it.

The Importance of a CEO Succession Strategy

50% of today’s companies which have a turnover of $500 million do not possess a suitable CEO succession plan. This may come as a bit of a shock as such strategies are highly essential to maintain a healthy growth of a company.

Preserve Your Own Retirement Nest Egg While Providing Care for a Loved One

Care and Costs are two sides of a coin when it comes to taking care of your loved one. Increasing expenses may cause pressure even to the ones with strong financial background. You may need help from a few expertly approaches to restructure and balance the scenario, in order to avoid depleting your own retirement fund.

The Flat Tax for C-Corporations

With the new tax law (TCJA Act), there has been a permanent flat 21% tax rate on C-corporations from January 1st, 2018, naturally many tax payers may be interested in switching their entity to C-corporation to evade paying high tax.

Something More Important Than Lower Real Estate Costs

Would high state taxes be enough to make you move? Or do the quality of your life and breadth of opportunity mean more than mere taxes?

Game Plan for the 70-Somethings and Beyond

While it’s likely you no longer want to be spending time managing money as it’s time to “leave for vacation”, there are a few things to keep in mind in your seventies and beyond.

Game Plan for the 60-Somethings

By the time you enter your sixties, your investment strategy at this point should be about protecting what you have, so that the lifestyle you’ve secured over your career can be maintained in retirement.

Game Plan for the 30-Somethings

For many people, their thirties is the decade of settling down — possibly buying a house and starting a family. Here’s a checklist to make sure you stay on track financially:

A Clean Bill of Financial Health

Financial health entails working in a profession that you are prepared for and enjoy, earning solid investment returns, staying in control of debt and risks along the way.